A Guide to Superbills (Part 3)
There are many reasons for you to visit an out-of-network healthcare provider, whether it is for specialized care, a second opinion on a diagnosis or treatment, or due to an unexpected emergency incident. Annually, 99.6 million people receive surprise medical bills that could be as high as $12,000, for treatment they receive that was out of their network. For these and other situations, in-which you have to pay from your own pocket, you now have Claimeye, a mobile app that expedites the process of submitting out-of-network medical claims.
92% of Americans are currently insured, with 73% of the population being serviced by what is known as narrow network plans, a kind of healthcare coverage with a limited amount of providers to keep costs under control. However, the limited selection is leading to more out-of-network care; between 2013 and 2014 only, around 18 billion out-of-network health claims were made. The most common out-of-network claims are visits to the ER (1 out of 5) and even when the patient is admitted to an in-network facility and has comprehensive health insurance, one or more of the visiting doctors maybe out of their network. Thus, the 18% of inpatient admissions result in out-of-network charges for the patient.
Claimeye’s transactions are HIPPA compliant, real-time, 100% secured, expedited, hassle free, allowing patients to receive their reimbursements faster. On average, an insurance plan usually reimbursed its patients for out-of-network claims around 45 days, up to 90 days. Now with Claimeye we are processing claims and reimbursements under 10 working days. The app, which manages information via encryption for data protection, also serves as an eWallet to store patients’ healthcare insurance cards so they don’t have to carry them around at all times.
You can download the app free of charge, available on the iTunes and Google Play stores. There is a nominal service charge per claim; subscribers can choose from different packages varying from $9.99. For more information, visit www.claimeye.com.